Frequently Asked Questions
Quick answers to common questions about fast loans in Canada.
How fast can I get my loan?
Many lenders provide decisions within minutes. If approved, funds can be deposited as soon as the same day or next business day, depending on the lender and when you apply.
What do I need to apply?
You will need to be 18 or older, a Canadian resident, have a steady income source, and an active bank account. Some lenders may ask for additional documentation.
Can I get a loan with bad credit?
Yes, many lenders in our network work with customers who have bad credit, no credit, or past financial issues. Your income and ability to repay are often more important than your credit score.
How much can I borrow?
Loan amounts range from $100 for small payday loans up to $25,000 or more for installment loans. The amount you qualify for depends on your income, credit, and the lender requirements.
Is my information secure?
Yes, we use industry-standard encryption to protect your data. Your information is only shared with potential lenders who may be able to offer you a loan.
Do you charge for your service?
No, our matching service is completely free. Lenders may charge fees or interest on loans, which will be clearly disclosed before you accept any offer.
What is the difference between payday and installment loans?
Payday loans are small, short-term loans typically due on your next payday. Installment loans are larger amounts repaid over multiple months with scheduled payments.
Can I pay off my loan early?
Most lenders allow early repayment without penalty, but policies vary. Check your loan agreement or ask your lender about their prepayment policy.
Are all loan types available in every province?
No, some provinces have specific regulations. For example, Quebec has restrictions on certain high-interest loan products. We only display loan types that are legally available in your province.
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